Take a look at the bottom of the page. See the real address, the real phone number? BEWARE Web sites that will ask you for all kinds of confidential information, but won't say anything about themselves.
This company, founded by a three-generation car-selling family, is nearing its 20th anniversary. We went national with 1-800-Car-Loan in 1994, expanded to the Web as it came along, and in the process, have handled more than 3.7 million car loan applications.
The number one question we hear is why we only work with dealers. The answer is more simple than you would think. It's not a conspiracy or a trap -- it's a fact that 80 percent of all car loans originate in dealerships. That's where banks and lenders are most comfortable, so that's where we work.
The number one comment we hear from our customers is just how the easy we make the car loan process. You file your app, you make an appointment, you learn the loan terms and see the vehicles, and you make a decision. If it's not for you, you walk away. No hassles, no guilt. Only thing easier is paying cash.
No reputable company can promise you instant car loan approval without knowing your financial particulars. So here is what we tell every customer:
• DO NOT go car shopping without knowing your credit score. (Get if for free here.)
• Go to MyFico.com to see the latest average interest rates for your credit score.
