We do not:
• offer title loans.
• offer loans for private sales.
To qualify for a CarLoanYes! loan:
• you have to be a US resident over 18 years of age
• you need at least $1,800 in gross monthly income
• you cannot be currently in bankruptcy (though recently discharged BKs are okay).
• you cannot have had a repossession in the last 12 months.
NOTE: due to recent credit market disruptions, some dealers are requiring $2,000 in gross monthly income. If you're under that level, be sure to apply anyway because, again, not all dealers have raised their minimums.
Yes, we are in the loan business, but truly, all companies are in the happy customer business.
That's why we encourage you to use an auto loan payment calculator to set your car-buying budget, and to visit www.MyFico.com to see what kind of interest rate you can expect based on your credit score.
